10 best ways to make your health benefits work for you

The Department of Labor's Employee Benefits Security Administration (EBSA) administers several important health benefit laws covering employer-based health plans. They govern your basic rights to information about how your health plan works, how to qualify for benefits, and how to make claims for benefits. In addition, there are specific laws protecting your right to health...

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Health Insurance coverage update Information

What Is Health Insurance? Health insurance is a type of insurance coverage that covers the cost of an insured individual's medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider. In health insurance terminology, the "provider"...

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Health Insurance plans Medicaid and Medicare

Medicaid provides medical assistance to certain individuals and families with low incomes and resources. It is jointly funded by the Federal and State governments. Although the federal government establishes national guidelines, each state has the authority to establish its own eligibility standards, determine the type and duration and scope of services, set the rates of payments...

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Tips for how younger drivers can beat the car insurance trap

Car insurance costs are on the up, after it emerged that following a steady period of declining prices, premiums have now gone up for the first time since June 2011. Drivers can expect to fork out a hefty £582 a year for cover, according to car insurance provider Confused.com But for the under 25s, that is a drop in the ocean – on average youngsters now pay about £1,911...

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